Best Cashback Offers

The Best Cashback Offers Currently Available

Cashback is something that wasn’t very common a decade ago, but since the recession it’s gained a huge amount of popularity and become mainstream. It’s likely that you’ve heard of the main cashback websites, like Quidco and Topcashback, as well as the cashback benefits that come with some credit cards. Below, we list some of the best cashback offers available at the moment through a variety of avenues, helping you to make your money stretch further.

Cashback Credit Cards

Credit cards have always come with the odd incentive, but these days the incentives can overtake the interest rate on importance for many consumers. Here are our favourite current deals on cashback credit cards:

• The Aqua Reward credit card is aimed at those who may not have a very strong credit history, allowing balances of up to £1,200. When you use the Aqua Reward you can earn 0.5% cashback on anything that you spend, so if you were planning to use a credit card for some purchases anyway, then this could be a good way to boost your spending power.
• The American Express Platinum Cashback Everyday credit card is offering a whopping 5% cashback for the first three months of use, plus up to 1.25% after that. However, you do need to spend £2,000 within the first three months to earn this. If you were planning on buying any big ticket items anyway then this could be a good way to essentially get 5% off your purchases, but you’ll have to work out whether this is beneficial in the long run.
• The Asda Money card is ideal for those who regularly shop with Asda, as it gives you 1% cashback on anything you spend instore or online with them, including fuel.

Cashback Bank Accounts

Now that switching bank accounts has been made much easier due to new legislation, many banks are offering incentives to keep their customers and to gain new ones. A new trend shows certain banks paying a set amount of cash to those who switch to them. Here are the best current high-street banking offers:

• First Direct, one of the highest rated banks out there for customer satisfaction, offers £125 for switching to them. If you’re not happy with your account and want to leave within the first year, then they’ll give you another £100! If you pay in at least £1000 each month, you won’t have to pay the £10 monthly fee for having this account.
• Clydesdale Bank will give you a brilliant £150 for switching to them and you’ll also get 2% interest on your balance.
• Switch to Halifax and you’ll get £125 plus £5 per month as long as you pay in £750 per month, remain in credit and have at least two Direct Debits coming out.

Cashback Deals

There’s a huge variety of cashback offers to be found on sites like Quidco and Topcashback. Current highlights include:

• 8% cashback on Hilton hotel stays from Quidco.
• Up to 5.25% cashback from goods bought on Amazon through Topcashback.